Common Change

eliminating personal economic isolation

Why Common Change? Watch Our Video

Why We Do What We Do

Life is unpredictable and any of us can be hit by a crisis at any time that may be connected to, for example:

  • The loss of employment
  • A sudden illness or accident
  • A bereavement or the breakdown of a relationship

When these unexpected events bring with them serious financial impact and insecurity they are referred to as ‘income shocks’. Only 39% of Americans have enough money to cover a $1,000 emergency. Millions of us have neither savings nor access to family and friends who may offer temporary assistance in such a time of crisis.

Without an adequate safety net, many people’s last resort is high- cost borrowing in the form of credit cards, payday loans, overdrafts, and pawnbrokers. This toxic combination of an unexpected financial challenge arriving suddenly in the absence of protective factors pushes millions of people per year into serious problem debt.

What can we do about it?

Watch Video


Watch Common Change in Action

pooling money with people you know to share with people you care about.

Video Tutorials

Watch our video tutorials to see Common Change in action.

Join Now

Join now to create a group or join one and start your journey of collaborative giving. 


Take a look at the best PDF resource.


  • RT @PhilsROC: Fantastic ROC Conversation #ROCLowerShankill tonight. Thanks to all involved - including our team back at HQ! Now for the Act…

    Common Change about 3 hours ago
  • We had a great meeting today with @J55CDS learning about @ngage01 and sharing about @4CommonChange in the UK. Now t…

    Common Change about 2 days ago
  • @40acts We love this! We are all about giving with others, collaborative giving. A great reflection, thanks @40acts

    Common Change about 3 days ago
  • RT @40acts: Act 30: #Collective If you want to go fast go alone, If you want to go far go together aka. Teamwork makes the dream work.…

    Common Change about 3 days ago
  • RT @SingletaryM: What a sweet story: I posted a huge note for the thief who stole my bike. Then my doorbell rang.

    Common Change about 7 days ago
  • RT @40acts: Act 25: #OneWay The most profound gifts are gifts without any expectation of a future return. Find the full reflection here:…

    Common Change about 8 days ago
  • RT @LBFEW: Meet Andy (67) and George (30) – 2 unlikely flatmates. They are part of @PossAbHomeshare 's #Homeshare programme, which pairs yo…

    Common Change about 11 days ago
  • RT @DrAshBarker: So thrilled to confirm today that #UrbanChangeMakers will bring Shane Claiborne and Tony Campolo to the UK. Various events…

    Common Change about 11 days ago
  • RT @cafonline: 2.4 billion people are expected to join the middle classes globally by 2030, which is the current population of the Commonwe…

    Common Change about 11 days ago
  • "If we are aware of our household expenditure, and intentional about our lifestyle choices, we may find that we hav…

    Common Change about 11 days ago

What We Do

Our dedicated team is happy to assist you with know-how, tools, and advice.

Donation Process

Donate via several mediums, making giving quick and effortless the way you feel comfortable.


Peace of mind that your group funds are being managed in line with the highest accounting standards and practices.

Tax Deduction

Common Change is a 501(c)3 organization and donations to your Group Fund may be tax deductible


Use the website tools and services for a donation.

Group Creation

Give with people you know, engendering trust and safety.


From who you give with, to who you give to, know who and where your money is helping.

Fast & Friendly Support

With 10 years experience in collaborative giving, receive support when you need it.

Quick Payout

Benevolence funds are distributed within 1 to 3 business days of the need request being approved.

Group Decision-Making

Tap into the “wisdom of the group” in coming up with better solutions together than you could alone. 


 We started with a simple question, what is poverty? That led us to ask how might we create a culture that reflects the reality that there is enough for all of us?

Common Change

Funding Behind the Free

Since conception, Common Change have sought to compassionate help as many people as possible. We believe that when helping people in their time of need that every dollar counts. This is why we have never charged any amount to utilize our service, and we plan to keep it that way.

We rely on the generosity of people to help us provide a free platform for those struggling with life’s challenges. At times, we do receive financial support from our amazing partners and other individuals who believe in our mission. People who give to groups on Common Change have the option of providing a voluntary contribution to support our operations and help keep fundraising free. We are incredibly grateful to those who have contributed and in doing so, chosen to participate in our mission to bring life-changing collaborative giving to as many people as possible.

We trust that you will join us in investing into this vision of enough by being a monthly donor.